Loan Options

Conventional/FHA/VA/Jumbo/Super Jumbo/Reverse Mortgage/CalHFA


1st Time Buyer
•$100 Down Payment Program
•CalHafa - Conv & FHA

•FHLMC - Home Possible - Conv. 5% down / N-A
•FNMA My Community - Conv. 5% down / N-A
•VA NO NO - Veterans Administration, no down payment,
no closing cost

Refinance
•Making Home Affordable - Available to Home Owners with little or no Equity
•FHA / VA Streamline
•No cost options
•Access to wholesale rates
•Self employed
•Recently listed for sale
•Professional consultation and cost benefits analysis
•Fixed rate affordable solutions to convert your negative amortized loan


2nd Mortgages
•Home Equity lines of credit (Heloc)
•Fixed home equity lines of credit
•Hard Money - no qualifiying equity loans

Non Owner Investor Loan Specialist
•Own 4+ properties
•No seasoning on title

Free mortgage review
Counseling for building credit